Compare PAYD to "traditional" car insurance
Pay As You Drive is full comprehensive car insurance. It has all the benefits you would expect should you need cover for your vehicle. Where we differ is in how we price our premiums. With PAYD, you pay for the kilometres you drive. With "traditional" insurance you'd pay the same amount whether you plan to drive alot or a little.
PAYD is a revolutionary concept in car insurance worldwide. It is already changing how car insurance works in the US, UK, Japan and South Africa. Now for the first time it is in Australia.
Get an online Pay As You Drive car insurance quote and compare
Comprehensive car insurance.
Comprehensive car insurance.
Pay only for the km's you plan to drive. Save if you drive less.
Pay the same amount no matter how much you drive.
Get a refund for kilometres you don't use.
Even if your car was parked in your garage the whole year, no refund.
Cheaper for people who drive less than their neighbours.
If you drive less than your neighbours, you are subsidizing their insurance
Options you would expect, like excess free-windscreen cover.
Standard options, depending on insurer.
Check out some of the great benefits offered as part of Pay As You Drive’s comprehensive car insurance cover.
Same car insurance, less to pay
Both Pay As You Drive and “traditional” car insurance offer comprehensive cover. With Pay As You Drive, you are covered with comprehensive insurance cover, provided you have not run out of kilometres on your cover. However, if you do find you have not purchased enough kilometres, it is easy to call us and arrange for a simple ’top-up’ of your kilometres.
With “traditional” insurance, you generally pay the same premium, no matter the amount you drive. So you would pay the same premium whether you drove 5,000 or 50,000km a year! With Pay As You Drive comprehensive car insurance, you only pay for the kilometres you plan to drive. So if you only plan to drive 5,000km you will pay less then if you were to drive 15,000km.
Only pay for the car insurance you actually use
If you took out “traditional” motor vehicle insurance and then didn’t drive that car at all during the whole year, you wouldn’t get a refund from your insurer. But with Pay As You Drive, if you buy 10,000km and then only drive 5,000km in the year, your kilometres would be ‘rolled over’ so you could use the km’s the following year. If you cancel your car insurance policy, your unused kilometres will be refunded to you after your odometer has been confirmed, even at the end of the policy term.
The comprehensive car insurance cover offered by Pay As You Drive is just that, comprehensive cover, with lots of product benefits.
So if you're a good driver over 25 and you drive less than the average person in your neighbourhood, chances are you'll save with Pay As You Drive.
Get a car insurance quote now or ring us on 13 PAYD now and compare to see how much you could save.